LIFE INSURANCE COVERAGE . . .
There are two types of life insurance products where we can help you find savings - Term Life and Permanent Life: Life insurance pays a benefit in the event of the death of the insured during a specified term. Permanentlife insurance is a term sometimes used for life insurance, such as whole life or endowment, where the sum assured is due to be paid out at the end of the policy and the policy accrues a cash value. (See below for further information)
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Term Life insurance offers simple, affordable coverage for a set time period, typically 10 to 30 years. Permanent Life insurance offers coverage for your lifetime with the potential to build equity in the form of cash value and options for more flexibility. Many people find that a combination of both types of life insurance helps them meet both immediate needs and long-term goals.